ANZ Personal Loan

Fast forward to get what you want

Get your bills under control, lower your interest payments or get what you want sooner, ANZ Personal Loan can help you get there faster.

ANZ Personal Loan can help you:

Consolidate your debt

• Pay off your credit cards to reduce high-interest payments
• Buy the big ticket items you need
• Get that car you've had your eye on
• Take an overseas holiday
• Afford that project you have been planning.

Personal Loan Features

• Choose either a variable or fixed rate loan.
• Choose ANZ Loan Protection* and you may qualify for an interest rate discount on your ANZ Personal Loan.
• A fast and easy online application process.
• Competitive interest rates and loan amounts starting from $5,000.

Apply now for an ANZ Personal Loan
Variable and fixed rates now available!

Fixed Rate Loans
ANZ Fixed Interest Rate Personal Loan has an interest rate that stays the same for the full loan term. Fixed interest rate personal loan repayments should not change due to interest rate changes throughout the life of the loan.
With an ANZ Fixed Interest Rate Personal Loan you cannot pay extra and get ahead in your repayments. The repayment amount specified in your contract needs to be paid each week, fortnight or month as per the arrangement until the loan is paid in full. If additional payments are made, charges may be incurred. The repayment frequency cannot be changed during the life of the loan.

Variable Rate Loans
An ANZ Variable Interest Rate Personal Loan has an interest rate that may change during the loan term. Accordingly, variable interest rate personal loan repayments may change throughout the life of the loan.
With an ANZ Variable Interest Rate Personal Loan you can make early or additional repayments without incurring any penalties. If you decide you want to access these early or additional funds at a later date, you can. You will need to be at least $500 ahead in your payments as the minimum amount you can redraw is $500. A $25 redraw fee applies.

Terms and Conditions explained
Terms and Conditions are available on application, fees and charges are payable. Interest rates current as at 15 May 2007, subject to change.

* An insurance premium is payable. ANZ Loan Protection is underwritten by ING Life Limited ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035 trading as Western QBE Insurance (Western QBE). Terms and Conditions apply.



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