Citibank Ready Credit 2.9% for 6 months

Start Saving Today - Flexible spend - borrow from $5000 - $25,000^


Tired of paying high credit card, loan interest rates and fees?

Save on your everyday spending with a Citibank ReadyCredit. It's an unsecured line of credit you can use every day. With NO set-up, ATM or ongoing fees# and a low competitive rate, start saving from day one and have money to spend on other things.

ReadyCredit allows you to:

• SAVE with a low introductory rate
  2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
• SAVE with NO setup and ongoing transaction fees
  Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
• Have the freedom to buy what you want
  With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
• Choose how you use your credit
  Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
• Apply today and save
  Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience

Apply now for a Citibank Ready Credit Account

Terms and conditions apply and are available on request. Existing customers are not eligible for this offer. Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. Allow up to 10 working days to process your application. To process your application, Citibank will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.

†2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six month introductory period the interest rate will revert to an interest rate of 17.75% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
^The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.
#Government charges, a late payment fee, cheque dishonour fee and other fees and charges may apply.

Edit - Interest rate increased from 17.25% to 17.75% as of the 1st of April, 2008.