ANZ Personal Loan

Fast forward to get what you want

Get your bills under control, lower your interest payments or get what you want sooner, ANZ Personal Loan can help you get there faster.

ANZ Personal Loan can help you:

Consolidate your debt

• Pay off your credit cards to reduce high-interest payments
• Buy the big ticket items you need
• Get that car you've had your eye on
• Take an overseas holiday
• Afford that project you have been planning.

Personal Loan Features

• Choose either a variable or fixed rate loan.
• Choose ANZ Loan Protection* and you may qualify for an interest rate discount on your ANZ Personal Loan.
• A fast and easy online application process.
• Competitive interest rates and loan amounts starting from $5,000.

Apply now for an ANZ Personal Loan
Variable and fixed rates now available!

Fixed Rate Loans
ANZ Fixed Interest Rate Personal Loan has an interest rate that stays the same for the full loan term. Fixed interest rate personal loan repayments should not change due to interest rate changes throughout the life of the loan.
With an ANZ Fixed Interest Rate Personal Loan you cannot pay extra and get ahead in your repayments. The repayment amount specified in your contract needs to be paid each week, fortnight or month as per the arrangement until the loan is paid in full. If additional payments are made, charges may be incurred. The repayment frequency cannot be changed during the life of the loan.

Variable Rate Loans
An ANZ Variable Interest Rate Personal Loan has an interest rate that may change during the loan term. Accordingly, variable interest rate personal loan repayments may change throughout the life of the loan.
With an ANZ Variable Interest Rate Personal Loan you can make early or additional repayments without incurring any penalties. If you decide you want to access these early or additional funds at a later date, you can. You will need to be at least $500 ahead in your payments as the minimum amount you can redraw is $500. A $25 redraw fee applies.

Terms and Conditions explained
Terms and Conditions are available on application, fees and charges are payable. Interest rates current as at 15 May 2007, subject to change.

* An insurance premium is payable. ANZ Loan Protection is underwritten by ING Life Limited ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035 trading as Western QBE Insurance (Western QBE). Terms and Conditions apply.



Apply Now

Do you need some cash in a hurry? Loans from $500 to $5000 with approval by the next working day.

Do you need some cash in a hurry? Don't want to have to visit a branch? Loan from $500 to $5,000 with approval by the next working day.

Personal Loan from $500 up to $3,000 repaid over 3 to 12 months

All in just 5 easy steps

1- Application details, Residential details, Nearest living relative not living with you

2- Employment details

3- Bank account and credit card details, motor vehicle, other

4- Weekly income and expenses

5- Acknowledgement of privacy and declaration

To apply for a loan with us you will need to be able to provide the following:

• Photo ID
• Something that shows your signiture (ie credit card, passport, etc)
• Your last TWO MONTHS bank statements
• A bill in YOUR NAME showing your CURRENT address
• If employed, you must have been with your current employment for 2 MONTHS

Please note: To be considered for a BorrowOnline.com.au loan you need to be able to prove that you receive $1200 in cleared funds PER MONTH paid into your account by your employer or by benefits.

Apply now for a Personal Loan